Oxbury Farm Credit FAQs

$50,000 for Oxbury Farm Credit.

Yes, we will review your account annually to make sure it remains suitable for your needs. Oxbury will contact you prior to each anniversary to discuss your requirements for the following year including, if appropriate, any changes to the facility you require based on your circumstances.

We recognise that your requirements can change so we are keen to ensure you Oxbury Farm Credit is meeting your on farm needs. Please contact your dedicated Relationship Manager.

You can use your Oxbury Farm Credit facility as soon as the account is opened and you receive invoices from approved distributors for payment.

Following your application, we will review the material provided and confirm credit approvals. We may ask you for further information as part of this process. Once approved, we will issue documentation and confirm any other conditions to be met.

Your Oxbury Farm Credit Facility is used to pay your invoices from our approved distribution partners.

Invoices are automatically uploaded onto our online platform where you can instruct payment from either your Oxbury Farm Credit account or your Linked Account.

Oxbury Farm Credit is to be used for farm inputs (seeds, agrichem purchases etc) and not livestock.

• Oxbury’s online dashboard streamlines payments and simplifies record-keeping
• Additional working capital at competitive interest rates
• You don’t need to replace your existing bank account or overdraft
• More flexible than fixed supplier terms
• Buy inputs as you need and only pay for them when it suits your cashflow
• Efficient credit decision process allowing you to act swiftly when opportunities arise
• Relationship based, like it should be! Dedicated Oxbury Relationship Manager who understands your farm business and has the backing to make fast decisions

Typically, you are eligible to apply for Oxbury Farm Credit if:

• You have a good credit history
• You have successfully traded with an approved supplier for at least three years
• You are a GST registered farming business
• All applicants are aged 18 or over
• You pass satisfactory credit checks